Are Tow Truck Companies Liable for Damage?

When a vehicle is damaged and requires towing, the owner often turns to a tow truck company for assistance. But what happens when the tow truck driver causes additional damage to the vehicle or its cargo while transporting it?

Are they liable for any repair costs, or is the responsibility of the owner? The answer depends on the circumstances surrounding the incident.

Generally speaking, tow truck companies are liable for any damages that occur during their services. The company must provide proof of insurance in order to be granted a license by their local government.

This insurance typically covers any costs associated with damage caused by their employees or services. However, if an accident occurs due to negligence or reckless behavior on behalf of the driver, then the company may not be held responsible for paying for repairs.

In some cases, there may be exceptions to this general rule. For example, some companies require that owners sign a waiver before allowing them to transport their vehicle.

This waiver relieves the company of any liability should an accident occur during transit, even if it was caused by one of their employees. Additionally, if the owner failed to properly secure their cargo before transport then they may be held responsible for any resulting damage.

In conclusion, tow truck companies are typically liable for any damages that occur during their services as long as they have proper insurance coverage in place and no waivers were signed prior to transport. However, if negligence or recklessness on behalf of the driver is determined to be a factor in an accident then they may not be held responsible for repairs or other costs associated with damage caused. Additionally, owners can also bear responsibility if they failed to properly secure their cargo before transport.

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Karen Watkins