If you ever find yourself in a situation where you need to be towed, you may be wondering what happens if a tow truck scratches your car. While it is not common for a tow truck to scratch your car, it can happen. If this does occur, it is important to understand who is responsible for the damage and how to rectify the situation.
Who is Responsible?
If a tow truck scratches your car, the responsibility will depend on the circumstances. In general, if the driver of the tow truck was at fault due to their negligence or recklessness, then they are responsible for any damage done. This could include anything from backing into your car while hooking it up to driving too fast while transporting it.
What Should You Do?
If you find that your car has been scratched by a tow truck driver, the first step should be to document and report the damage as soon as possible. Take pictures of any visible damage and contact both the tow truck company and your insurance company. If you have uninsured motorist coverage, this can cover any damages that are not covered by the tow truck company.
What are Your Options?
Once you have reported the damage and taken the necessary steps to document it, there are a few options available depending on who is responsible for the damages. If they are determined to be covered by your insurance company, they will help you file a claim and handle getting repairs done. Alternatively, if it is found that they were caused by negligence or recklessness of the tow truck driver or company, they may be willing to pay for repairs.
Conclusion:
In conclusion, if a tow truck scratches your car it is important to document and report any damage as soon as possible in order to determine who is responsible for covering repairs. Depending on who is found liable for damages, either your insurance company or the tow truck company may cover repairs.
