Who Pays When You Call a Tow Truck?

When you’re stranded on the side of the road and need help getting your car to a shop for repairs, you might need to call a tow truck. But who pays when you call a tow truck? That’s not an easy question to answer because it depends on your individual circumstances.

Your Insurance Could Cover It

If you have comprehensive coverage as part of your auto insurance policy, then you may be able to get at least some of the cost of a tow truck covered. Even if you don’t have comprehensive coverage, certain types of accidents might still qualify for reimbursement. You should read the fine print in your policy or contact your insurance company directly to find out if they cover tow truck services in certain situations.

Your Car Manufacturer Might Offer Coverage

In some cases, automakers may provide roadside assistance that covers tow services. This is usually only available if your car is still under warranty and if the breakdown was caused by something related to the manufacturer’s original equipment. Contact your car dealership or auto manufacturer directly to find out more about their roadside assistance policies.

You May Have To Pay Out Of Pocket

If none of the above options work out, then you’ll likely have to pay for the tow service out-of-pocket. Generally speaking, it can cost anywhere from $50-$150 or more depending on how far away you are from a repair shop and any special equipment that may be needed. However, there are some discounts available depending on where you live and what type of service provider you use.

Conclusion:

In most cases, who pays when you call a tow truck depends on individual circumstances such as whether or not you have comprehensive auto insurance coverage or if your vehicle is still under warranty with its manufacturer. If neither of those apply, then it will probably fall upon yourself to pay for it out-of-pocket – but discounts may be available depending on where you live and what type of service provider is used.

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Stephen Dunn